---
title: "RedotPay in Canada: cards, Apple Pay and Canadian dollars"
description: "Can you use RedotPay in Canada? Account, virtual and physical cards, delivery, Apple Pay and Google Pay, and paying and topping up in Canadian dollars."
---

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# RedotPay in Canada: cards, Apple Pay and Canadian dollars

RedotPay serves Canada fully: you can open an account, get both cards, have the [physical card](/en/cards/physical-card/) delivered, and add the card to Apple Pay or Google Pay. Canada is on none of RedotPay's four restriction lists.

## Canada at a glance

| | Canada |
|---|---|
| Account | Available. Canada isn't on the "Unsupported Countries/Regions" or "Location-Based Access Restrictions" lists (both updated 28 Aug 2026) |
| Virtual card | Available, 10 USD. Canada isn't on the "Card Issuance Restrictions" list (28 Aug 2026) |
| Physical card | Available, 100 USD. Canada isn't on the "Card Delivery Restrictions" list (21 Jul 2026). DHL Express in 3 to 10 days, or free standard mail in 5 to 30 days |
| Apple Pay | Available in Canada |
| Google Pay | Canada is on Google Wallet's list of supported countries |
| Phone code at sign-up | +1 |
| Canadian dollars | CAD is one of the seven currencies on the app's **Deposit → Fiat** screen. Accounts in your own name for receiving bank transfers exist only in USD, EUR and GBP |

## Topping up from Canada

- **Crypto** is the cheapest way in: send USDT or USDC from an exchange or wallet to the address the app shows, on the same network. See [how to deposit crypto](/en/deposits-withdrawals/deposit-crypto/). Note that crypto platforms registered in Canada don't offer USDT, only USDC. RedotPay accepts both, so from a Canadian platform you'll usually send USDC.
- **Card or PayPal**: the deposit screen offers **Buy crypto** with Visa, Mastercard, PayPal or Apple Pay, and **Card Deposit**. Whether your bank lets the payment through is up to the bank.
- **Canadian dollars by bank transfer**: CAD appears on the **Fiat** tab, but RedotPay doesn't publish which methods are open in which country; the app shows what's available to your account. The personal funding accounts with your own account number or IBAN exist only in USD, EUR and GBP, and **Deposit → Fiat** shows whether a Canadian resident can open one. See [receiving money](/en/deposits-withdrawals/receive-money/).
- **P2P**: RedotPay says its marketplace works in "over 100 countries and regions" but names only a sample, and Canada isn't in it. If P2P and CAD show up in your app, it's available to you. See [P2P in local currency](/en/deposits-withdrawals/p2p-local-currency/).
- RedotPay announced in March 2026 that it plans "e-wallets that support local CAD payouts in Canada" during 2026. We haven't seen them in the app.

## Fees that matter in Canada

- **Every payment in Canadian dollars** is a payment in another currency than the card's (USD or HKD): 1.2% plus the 1% crypto conversion, about 2.2% in all. See [fees and limits](/en/fees-limits/).
- **Let the card accept CAD.** The card's security settings list the currencies it may pay in (USD, EUR, HKD, JPY, SGD, AED and **Other**). CAD falls under **Other**, so keep it switched on, or payments in Canada get declined. See [card declined](/en/troubleshooting/card-declined/).
- **Cash** from any ATM that takes Visa: 2% from RedotPay (USD card, up to 10,000 USD a month), plus the 1.2% and 1% above, plus whatever the ATM's bank charges. See [ATM withdrawals](/en/cards/atm-withdrawals/).
- **Apple Pay and Google Pay** let you pay in shops with the [virtual card](/en/cards/virtual-vs-physical/) from day one. See [Apple Pay and Google Pay](/en/cards/mobile-wallets/).
- **Getting paid from abroad**: PayPal to the card costs 3%, at least 1 USD. See [receiving money](/en/deposits-withdrawals/receive-money/).

## If you're Canadian living elsewhere

RedotPay's lists work on four things: your **citizenship** (the "Unsupported Countries" list), **where you open the app** (the location list), **where you live** and the card's **billing address** (the card issuance list), and the **delivery address** (the delivery list). A Canadian passport passes the first test everywhere. The rest follow the country you're in: in the United States the app is blocked outright, in India or Morocco you can't get a card, in Egypt or Tunisia you get a virtual card but no delivery. Check the [country guides](/en/countries/) for where you live.

The same logic applies in reverse. If you live in Canada with another passport, Canada passes the location, residence and delivery tests; only the citizenship list can still block you, and it names, among others, Iran, Iraq, Lebanon, Libya, Syria, Sudan, Yemen, Russia, Ukraine and the United States.

Sources: RedotPay help-centre articles "Unsupported Countries/Regions", "Location-Based Access Restrictions", "Card Issuance Restrictions", "Card Delivery Restrictions" and "Which Countries Can Use RedotPay P2P?" (checked 2 Nov 2026); the Personal Funding Account articles (23–30 Jul 2026); the Fiat tab of the app (26 Oct 2026); Apple, "Apple Pay countries and regions" (27 Oct 2026); Google, "Supported countries for Google Wallet and tap to pay" (checked 2 Nov 2026).

Source: https://redotdocs.com/en/countries/canada/index.mdx