---
title: "RedotPay in France: cards, Apple Pay and the EUR account with IBAN"
description: "Can you use RedotPay in France? Account, virtual and physical cards, delivery, Apple Pay and Google Pay, paying in euros, and the EUR account with an IBAN."
---

> Documentation Index
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# RedotPay in France: cards, Apple Pay and the EUR account with IBAN

RedotPay serves France fully: you can open an account, get both cards, have the [physical card](/en/cards/physical-card/) delivered, and add the card to Apple Pay or Google Pay. France is on none of RedotPay's four restriction lists, and the app's EUR account gives you an IBAN for SEPA transfers. RedotPay's app and help centre are available in French, and so is [this guide](/fr/countries/france/).

## France at a glance

| | France |
|---|---|
| Account | Available. France isn't on the "Unsupported Countries/Regions" or "Location-Based Access Restrictions" lists (both updated 28 Aug 2026) |
| Virtual card | Available, 10 USD. France isn't on the "Card Issuance Restrictions" list (28 Aug 2026) |
| Physical card | Available, 100 USD. France isn't on the "Card Delivery Restrictions" list (21 Jul 2026). DHL Express in 3 to 10 days, or free standard mail in 5 to 30 days |
| Apple Pay | Available in France |
| Google Pay | France is on Google Wallet's list of supported countries |
| Phone code at sign-up | +33 |
| Euros | EUR is on the app's **Deposit → Fiat** screen, and the EUR personal funding account comes with an **[IBAN](/en/deposits-withdrawals/iban/)** for SEPA transfers in and out |

## Topping up from France

- **EUR account with an IBAN**: open it under **Deposit → Fiat → EUR** and you get an account name, an IBAN and a bank name. Send euros by SEPA from a bank account **in your own name**; transfers from a company account may fail. Money usually lands the next business day, 1 to 7 business days more if it's reviewed. Opening is free if your RedotPay balance is at least 100 USD, otherwise 6 EUR; the yearly fee is waived if at least 1,000 USD in total arrives in the first 11 months. You can withdraw euros back to a bank account in the same currency. Whether the account is offered to French residents is shown in the app. See [receiving money](/en/deposits-withdrawals/receive-money/).
- **Crypto**: most French and EU exchanges no longer offer USDT, but they do offer USDC, which RedotPay accepts, so from a French or EU exchange you'll usually send USDC, on the same network on both sides. See [how to deposit crypto](/en/deposits-withdrawals/deposit-crypto/).
- **Card or PayPal**: the deposit screen offers **Buy crypto** with Visa, Mastercard, PayPal or Apple Pay, and **Card Deposit**. Whether your bank lets the payment through is up to the bank.
- **P2P**: RedotPay says its marketplace works in "over 100 countries and regions" and names Andorra, Austria, Belgium and Bulgaria among them, but not France. If P2P and EUR show up in your app, it's available to you. See [P2P in local currency](/en/deposits-withdrawals/p2p-local-currency/).

## Fees that matter in France

- **Paying in euros from a crypto balance** is a payment in another currency than the card's (USD or HKD): 1.2% plus the 1% crypto conversion, about 2.2% in all. RedotPay says a EUR balance can also be spent with the card, but its fee schedule doesn't say what that costs. See [fees and limits](/en/fees-limits/).
- **Keep EUR enabled on the card.** The card's security settings list the currencies it may pay in, and EUR is one of them. If it's switched off, payments in France get declined. See [card declined](/en/troubleshooting/card-declined/).
- **Cash** from any ATM that takes Visa: 2% from RedotPay (USD card, up to 10,000 USD a month), plus the 1.2% and 1% above, plus whatever the ATM's bank charges. See [ATM withdrawals](/en/cards/atm-withdrawals/).
- **Apple Pay and Google Pay** let you pay in shops with the [virtual card](/en/cards/virtual-vs-physical/) from day one. See [Apple Pay and Google Pay](/en/cards/mobile-wallets/).

## If you're French living elsewhere

RedotPay's lists work on four things: your **citizenship** (the "Unsupported Countries" list), **where you open the app** (the location list), **where you live** and the card's **billing address** (the card issuance list), and the **delivery address** (the delivery list). A French passport passes the first test everywhere. The rest follow the country you're in: in the United States the app is blocked outright, in India or Morocco you can't get a card, and in Egypt or Tunisia you get a virtual card but no delivery. Check the [country guides](/en/countries/) for where you live.

The same logic applies in reverse. If you live in France with another passport, France passes the location, residence and delivery tests; only the citizenship list can still block you, and it names, among others, Iran, Iraq, Lebanon, Libya, Syria, Sudan, Yemen, Russia, Ukraine and the United States. Algerian, Moroccan and Tunisian citizens living in France aren't on it.

Sources: RedotPay help-centre articles "Unsupported Countries/Regions", "Location-Based Access Restrictions", "Card Issuance Restrictions", "Card Delivery Restrictions" and "Which Countries Can Use RedotPay P2P?" (checked 2 Nov 2026); the Personal Funding Account articles (23–30 Jul 2026); the Fiat tab of the app (26 Oct 2026); Apple, "Apple Pay countries and regions" (27 Oct 2026); Google, "Supported countries for Google Wallet and tap to pay" (checked 2 Nov 2026).

Source: https://redotdocs.com/en/countries/france/index.mdx