Most “best crypto card” rankings are written for Europe and the United States. Of the ten cards we checked, only four publish anything that lets someone in our nine countries sign up. This page ranks those four by what you want the card for, and says where RedotPay, the card we earn from, loses.
Short answer:
- Cheapest per payment: KAST, then the Bybit Card, then RedotPay. All three are within about 2 USD on a 100 USD purchase.
- Easiest to get in Algeria: RedotPay, the only card with a published yes, with the physical card delivered. In Egypt and Tunisia: RedotPay’s virtual card or KAST. In Pakistan and Bangladesh: RedotPay, KAST or the Bitget Wallet Card. In Morocco: KAST. In India: none of the four says yes.
- Apple Pay: RedotPay or KAST in Egypt, Saudi Arabia and the UAE; KAST in Morocco. Apple Pay doesn’t exist in the other five countries, so compare Google Pay instead.
- Cash from an ATM: RedotPay’s physical card at 2%, where it’s delivered. The Bybit Card is cheaper if your country gets one.
- Cashback: Bybit or KAST. RedotPay pays none unless you buy its Pro plan.
Why only four cards
We checked RedotPay, KAST, Bybit Card, Bitget Wallet Card, Crypto.com, Wirex, MetaMask Card, Ledger CL Card, Nexo Card, KuCoin KuCard, Gnosis Pay, Holyheld and Binance. A card made the ranking only if the provider itself publishes, somewhere, that at least one of our nine countries can get it. For most, it’s the opposite: a list of eligible countries that stops at Europe, North America, Latin America or East Asia. They’re listed at the end of this page.
| What it is | Account you need | Where it says it serves our countries | |
|---|---|---|---|
| RedotPay | Visa or Mastercard, virtual and physical, funded from a RedotPay crypto balance | RedotPay app, identity verified | Published restriction lists: 7 of 9 countries get a card, 5 get the physical card. See your country |
| KAST | Visa, virtual and physical, stablecoins converted to a USD balance | KAST app, ID plus a face check | No list. Its Apple Pay article and a referral campaign name 7 of the 9 |
| Bybit Card | Visa or Mastercard, spends from a Bybit exchange account | Bybit account, identity verified, sometimes proof of address | No list. “Only available in limited countries”, shown during the application. Dubai excluded |
| Bitget Wallet Card | Virtual Mastercard (or Visa in Bangladesh), topped up from the Bitget Wallet app | Bitget Wallet app with a seed-phrase or MPC wallet, identity verified with an NFC phone, at least 10 USD of crypto in the wallet | Published: Pakistan and Bangladesh, virtual card only |
Can you get it in your country?
| Country | RedotPay | KAST | Bybit Card | Bitget Wallet Card |
|---|---|---|---|---|
| Algeria | Virtual and physical | Not published | Not published | Not on its list |
| Egypt | Virtual only | Named by KAST | Not published | Not on its list |
| Morocco | No card for residents | Named by KAST | Not published | Not on its list |
| Tunisia | Virtual only | Named by KAST | Not published | Not on its list |
| Saudi Arabia | Virtual and physical | Named by KAST | Not published | Not on its list |
| UAE | Virtual and physical | Named by KAST | Not in Dubai. Other emirates: not published | Not on its list |
| Pakistan | Virtual and physical | Named by KAST | Not published | Virtual card |
| Bangladesh | Virtual and physical | Named by KAST | Not published | Virtual card |
| India | No card for residents | Not published | Not published | Not on its list |
- RedotPay publishes which countries can’t open an account, can’t get a card, and can’t receive a physical card. “Virtual only” means the physical card isn’t shipped there.
- KAST shows the country list only in its sign-up form. “Named by KAST” means its help centre names the country in its Apple Pay list or in a referral campaign: a good sign, not a guarantee.
- Bybit shows the list only during the card application. Its terms exclude Dubai from bybit.com altogether.
- Bitget Wallet Card publishes its list. Pakistan and Bangladesh are on it, with a virtual card only. The other seven countries aren’t.
What each one costs
| RedotPay | KAST, free tier | Bybit Card | Bitget Wallet Card | |
|---|---|---|---|---|
| Virtual card | 10 USD, once. 8 USD with our promo code | Free. 2 USD in some regions | Free | “An issuance fee applies”, amount shown only in the app |
| Physical card | 100 USD, once. Standard delivery free | Free, plus 40 USD delivery | 5 USDT | None in Pakistan or Bangladesh |
| Yearly fee | None | None | None | None |
| Paying in USD from USDT | 1% | 0%: USDT becomes USD 1:1 when you deposit | 0.9% | Not published for South Asia. 0% on its European programme |
| Paying in another currency, added | 1.2% | 0.5% to 1.75% | 1% or 2%, by card programme | “May apply”, rate shown in the app. 1.7% on its European programme |
| Declined payments | First 3 a month free, then 0.50 USD | 0.50 USD when your balance is too low | Not published | Not published |
| ATM | 2% | 3 USD + 2% | 2% after the first 100 USD a month | No ATM: virtual card only |
| Apple Pay | Where Apple supports the country: Egypt, Saudi Arabia, UAE | Egypt, Morocco, Saudi Arabia, UAE | Depends on the card programme | Not for cards issued in Pakistan. Google Pay yes |
| Cashback | Only with the Pro plan, 12.90 USD a month: 3% on Apple Pay and Google Pay, up to 18 USD a month | 1.5% on up to 2,000 USD a month, spendable only on the card | 2%, up to 5 USD a month to start, on crypto-funded spend only | 2% advertised on its card page, not mentioned on its South Asia pages |
| Spending limit | You set your own per card. RedotPay’s ceiling is 100,000 USD a payment | “Unlimited”, with compliance checks | Fixed by programme, for example 10,000 USD a day | 20,000 USD a day, 100,000 USD a year |
A 100 USD purchase charged in your local currency, paid from USDT, costs about 0.50 to 1.75 USD in fees with KAST, 1.90 to 2.90 USD with Bybit and 2.20 USD with RedotPay. Charged in US dollars: 0, 0.90 and 1.00. The Bitget Wallet Card can’t be placed: its South Asia fees live only in the app. See RedotPay’s fees for more examples.
The ranking, by what you want the card for
Cheapest per payment
- KAST. No fee in dollars, 0.5% to 1.75% in other currencies.
- Bybit Card. 0.9% in dollars, plus 1% or 2% in other currencies depending on the programme your country gets.
- RedotPay. 1% in dollars, plus 1.2% in other currencies.
RedotPay loses here, by about 1 USD per 100 USD against KAST. It also costs the most to get: 10 USD for the virtual card against free. Over a year of modest spending, the card fee matters more than the per-payment gap; over heavy spending, the reverse.
Easiest to get where you live
- Algeria. RedotPay, and nothing else: it’s the only card of the four with a published answer, and it delivers the physical card. KAST and Bybit don’t say.
- Egypt and Tunisia. RedotPay’s virtual card (no physical card is shipped), or KAST, which names both countries. Bybit doesn’t say.
- Saudi Arabia and the UAE. RedotPay with both cards, or KAST. Bybit is closed to Dubai and silent on the other emirates and on Saudi Arabia.
- Pakistan and Bangladesh. Three options: RedotPay with both cards, KAST, or the Bitget Wallet Card, a virtual card you apply for from a wallet app without opening an exchange account. Bitget’s fees for these two countries are shown only in its app, so compare before you pay the issuance fee.
- Morocco. KAST is the only one of the four that names it. RedotPay doesn’t issue cards to residents of Morocco.
- India. None of the four says yes. RedotPay says no; KAST, Bybit and Bitget don’t name India.
RedotPay loses in Morocco and India. See create an account for what RedotPay asks for.
Apple Pay and Google Pay
Apple Pay exists in Egypt, Morocco, Saudi Arabia, the UAE and India, not in Algeria, Tunisia, Pakistan or Bangladesh. That’s Apple’s decision, not the card’s.
- Egypt, Saudi Arabia, UAE: RedotPay or KAST, both support Apple Pay there. Bybit depends on which card programme you’re given; its Asia Pacific programme has no Apple Pay.
- Morocco: KAST only.
- Algeria, Tunisia, Pakistan, Bangladesh: use Google Pay. RedotPay, KAST and the Bitget Wallet Card all support it. See adding RedotPay to Apple Pay or Google Pay.
Cash from an ATM
- RedotPay charges 2% with the physical card, which it delivers to Algeria, Saudi Arabia, the UAE, Pakistan and Bangladesh. Not to Egypt or Tunisia. See ATM withdrawals.
- Bybit is cheaper, 2% after the first 100 USD a month free, if your country gets the card and the physical card ships there, which it doesn’t publish.
- KAST charges 3 USD + 2% and 40 USD to deliver the card. In Egypt and Tunisia, where RedotPay doesn’t ship, it’s the only one of the four that publishes a physical card you can order; Bybit doesn’t say where it ships.
- Bitget Wallet Card has no ATM access in Pakistan or Bangladesh: virtual only.
Cashback
- Bybit: 2%, but capped at 5 USD a month until you spend 500 USD a month, and only on purchases funded with crypto.
- KAST: 1.5% on the first 2,000 USD a month, so up to 30 USD, usable only on future card purchases.
- Bitget Wallet Card: 2% advertised on its card page; its Pakistan and Bangladesh pages don’t mention it.
- RedotPay: nothing on the standard card. The Pro plan (12.90 USD a month) pays 3% on Apple Pay and Google Pay purchases, capped at 18 USD a month, so it only pays for itself above about 430 USD of wallet spending a month.
RedotPay loses here too. If cashback is the point, it’s the wrong card.
Where RedotPay still wins
- It’s the only one of the four that publishes which countries it serves, and the only one with a published yes for Algeria.
- It delivers a physical card to five of our nine countries. KAST will ship one too; Bybit and Bitget don’t say or don’t offer it.
- It doesn’t need an exchange account or a self-custody wallet, and the app is in Arabic, French, Hindi and Bengali.
- Its restriction lists, fees and limits are on public pages, which is why this site can document them. See is RedotPay legit? for who runs it and what users complain about.
Where your money sits
None of the four is a bank.
- RedotPay: in your RedotPay account, as crypto. The card spends from it.
- KAST: your USDT is converted to a USD balance. KAST’s terms say deposited crypto is “sold to KAST” and held by a custodian on KAST’s behalf, not yours. Where it’s enabled, an optional self-custody mode keeps the balance as USDC in your own wallet.
- Bybit: in your Bybit Funding Account. The card has no balance of its own.
- Bitget Wallet Card: you top the card up from your own self-custody wallet, but the card balance is then held by the card provider, which Bitget doesn’t name on its pages. Unused balance can be withdrawn back to the wallet.
Cards you will see in other rankings but cannot get here
Each of these publishes where it’s available, or has closed. None names any of our nine countries.
- MetaMask Card: the EEA, the UK, Switzerland, Canada and thirteen Latin American countries; US sign-ups paused.
- Ledger CL Card: the EEA, the UK, the US, Canada, Switzerland, Colombia, Mexico and Brazil.
- Nexo Card: citizens and residents of “selected European countries”, with an EEA or UK ID.
- KuCoin KuCard: the EEA under its terms, plus a separate Australian card.
- Gnosis Pay: Europe and four Latin American countries, and it’s closing: its card and app stop on 20 December 2026.
- Holyheld: terms written for residents of Switzerland, membership by invitation.
- Binance Card: closed its European card in December 2023. On 2 November 2026 binance.com shows no card to apply for anywhere, and its card FAQs have been removed.
- Crypto.com: issues a prepaid Mastercard from Bahrain for “Bahrain and select GCC markets”, but no current page names the other markets; that card has no Apple Pay and charges 2% on non-dollar purchases on its free tier. Its UAE site mentions a Visa card under its Level Up subscription without saying who can apply. Ask in the app before counting on it.
- Wirex: advertises “130+ countries” and sells cards to the rest of the world under UK terms, but its supported-countries page is a dead link. None of our nine countries is on its prohibited list, which isn’t the same as being served.
- Bitget Card, the exchange’s own card: closed to new applications since 1 August 2026, replaced by the Wallet card above.
All four can hold your money
Every one of these companies says it can restrict an account or hold a payment while it checks where the money came from. Keep only what you need for the next few weeks in any of them, and keep records of what you deposit. For a deeper comparison of RedotPay with Payoneer, Wise, Bybit and KAST, including getting paid from abroad, see RedotPay vs alternatives. To pick between RedotPay’s two cards, see virtual vs physical.
Sources. RedotPay: official fee schedule (effective 1 Dec 2025) and help-centre articles “Card Issuance Restrictions”, “Card Delivery Restrictions”, “Unsupported Countries/Regions”, “Getting Started with RedotPay Pro”, as cited on our fees and country pages (checked 30 and 31 Oct 2026); Apple’s “Apple Pay participating countries and regions”. Bybit: card page; “Fees and Spending Limits – Bybit Card” (10 Sep 2026), “FAQ – Bybit Card General Inquiries”, “Introduction to Bybit Card Rewards” (30 Oct 2026); Terms of Service (16 Oct 2026), all checked 1 Nov 2026. KAST: “What Are the Fees and Conditions for KAST Cards and Accounts?” (30 Oct 2026), “Apple Pay Availability for KAST Cards”, “KAST Refer & Earn Sprint”, “How Do Cashback Rewards Work on KAST?”, “Self-Custody Mode”; Terms and Conditions of Service (7 Jul 2026), all checked 1 Nov 2026. Bitget Wallet: support article “What Is the Bitget Wallet Card and How Do I Apply?” (31 Jul 2026); help-centre pages for South Asia (Mastercard) “How to apply and verify my identity?”, “Fees”, “Top-up FAQ”, “Refunds and cash withdrawals”, “Adding your card to Apple Pay”, “Adding your card to Google Pay”; South Asia (Visa) “How to apply” and “Fees”; Europe, Africa and LATAM “Fees”; the Bitget Wallet Card product page; Bitget support “Introduction to the Bitget Card” (23 Dec 2025). Crypto.com: help articles “Crypto.com Prepaid Mastercard Fees and Limits (Bahrain & select GCC markets)” (1 Sep 2026), “How to set up Apple Pay” (16 Mar 2026), “How to Apply for a Crypto.com Prepaid Card” (1 Sep 2026); press release of 4 Dec 2024; crypto.com/en-ae. Wirex: General Terms of Service (rest of world), Wirex Payment Card Terms, Wirex One Terms. MetaMask: metamask.com/card. Ledger: CL Card page. Nexo: nexo.com/crypto-card. KuCoin: KuCard Terms of Use (18 Oct 2023). Gnosis Pay: “Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)”, “What is happening to Gnosis Pay”. Holyheld: Terms and Conditions (1 Jul 2026), holyheld.com/individual. Binance: binance.com/en/cards and its card FAQ pages, which no longer exist. Everything not dated above was checked 2 Nov 2026.