What is RedotPay? Who it's for, and who it isn't

RedotPay is a phone app that holds crypto and gives you a Visa card to spend it. When you pay, it converts your crypto, for example USDT, into the shop’s currency on the spot. You don’t need a bank account to get the card.

1. 1Deposit: add crypto to your account.
2. 2Card: get a virtual or physical card and manage it.
3. 3Assets: see what you hold, coin by coin.

What you can do with it

• Pay online anywhere that takes Visa: subscriptions, online shops, apps.
• Pay in shops with the physical card, or with your phone where Apple Pay or Google Pay is available to you.
• Withdraw cash at ATMs with the physical card.
• Hold and receive crypto: USDT, USDC, BTC, ETH, BNB, SOL, TRX, XRP and a few others.
• Buy USDT with local currency from other users through P2P, once your identity is verified.

Who it suits

• People who already hold USDT or other crypto and want to spend it without selling on an exchange first.
• People in countries where an international card is hard to get.
• People who pay for things priced in dollars or euros: AI tools, online shops, ad accounts.

When it isn’t the right choice

• You live in, or are a citizen of, a country RedotPay doesn’t serve. Neither can open or use an account. The list includes the United States, Russia, Iran, Iraq, Lebanon, Libya, Syria, Sudan and Yemen.
• You live where RedotPay can’t issue cards. Residents of Morocco, India, Indonesia, Nepal, Turkey and Singapore, among others, can’t get a virtual or physical card. Physical cards also aren’t shipped to Egypt or Tunisia, so people there get a virtual card only. See the country guides.
• You are under 18.
• You need credit or a bank account. The card spends money you already hold. It isn’t a credit card or a bank account.
• You can’t afford to have money held for a few days. RedotPay sometimes holds a deposit for review and asks where the money came from. See why money gets held before you move large amounts.

What it costs

A virtual card costs 10 USD and a physical card 100 USD, paid once. There’s no monthly fee. Paying in another currency costs 1.2%, and converting crypto costs 1%. The full list is on the fees and limits page.

How to start

1. Create an account, through a referral link if you want one, because it can’t be added later.
2. Verify your identity.
3. Choose a virtual or physical card.
4. Deposit USDT and pay.